Consular Financial Intelligence & ITR Solvency Engine

Visa Financial Readiness & ITR Eligibility Calculator

Simulate official embassy financial assessment before paying visa fees. Verify required bank balance, ITR continuity, and salary integrity across top global destinations.

Schengen Article 14 Compliant

100% Free Pre-Check

Bank-Grade Privacy

1. Destination & Itinerary Duration

Step 1

Target Destination *

Planned Stay Duration:10 Days Stay

3 Days (Short)15 Days (Standard)45 Days (Extended)

Applicants Count

Pre-Bookings Done?

Flights Pre-booked / PaidHotels Fully Pre-paid

2. Liquid Savings & Bank Balance

Step 2

Savings Account Balance (INR) *

₹

Quick Select:

Fixed Deposits (FD) / Mutual Funds / Equities (Secondary Proof)

₹

Recent Unverified Lump-Sum Deposit (< 30 Days)

Unexplained sudden cash inflows are frequently flagged by visa officers as borrowed temporary funds.

Trip is Sponsored by Family (Parents / Spouse)

3. ITR & Employment Integrity

Step 3

Employment Status

Years of ITR Filed *

Gross Annual Taxable Income (ITR):₹7.5 LPA

Salaried Verification ChecklistLast 3 Months Payslips AvailableSalary Credited via Bank Transfer (NEFT)Approved Leave NOC on Company Letterhead

Live Solvency Meter🇮🇹 Italy & Schengen States

Approval Probability

83%/ 100%

Consular Ready

MIN RECOMMENDED₹3,22,000

EFFECTIVE FUNDS₹2,50,000

Verified Strengths (3)

•2 years ITR with solid annual income (₹7.5 LPA). Establishes strong home ties.
•3-Month Salary slips, direct bank credits, and employer Leave NOC verified.
•Fixed Deposit / Mutual Funds (₹1,00,000) serves as secondary financial backup.

Risk Points & Suggestions

⚠Bank balance is borderline (Shortfall of ~₹72,000).

Recommended Action:

Maintain additional liquid savings or attach Fixed Deposit certificates.

Start Official Italy & Schengen States Application

Automated Consular Clearance Protocol

How Your Financial Dossier is Verified

We cross-check your profile against actual embassy adjudication algorithms to guarantee 0% rejection.

Route Expense Matching

Calculates statutory daily subsistence by country code and travel duration according to EU Article 14.

Liquid Fund Solvency

Verifies savings balance meets trip expenses plus mandated 40% consular safety buffer.

ITR & Tax Continuity

Validates 2–3 assessment years of tax filings to prove legitimate income and permanent home ties.

Consular Docket Hand-off

Prepares certified cover letter, NOC template, and formatted financial summary for embassy stamping.

The VisaDesk 100% Assurance Guarantee

Complete Peace of Mind on Every Visa Application

If your financial dossier passes our verification check, we guarantee on-time consular filing with 100% money-back protection if rejected due to document preparation errors.

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Country-Wise Minimum Financial Guidelines (Embassy Standard)

Compare statutory daily living minimums and tax return mandates across top visa jurisdictions:

Country / Region	Daily Living Baseline	10-Day Safe Balance	ITR Mandate	Strictness Tier
🇮🇹Italy & Schengen States	€106 / Day (~₹9,500)	₹3,22,000	2 Years (Min ₹4.5 LPA)	VERY STRICT
🇫🇷France (Schengen)	€117 / Day (~₹10,500)	₹3,54,200	2 Years (Min ₹4.5 LPA)	VERY STRICT
🇩🇪Germany (Schengen)	€106 / Day (~₹9,500)	₹3,27,600	2 Years (Min ₹4.5 LPA)	VERY STRICT
🇬🇧United Kingdom (UK)	£156 / Day (~₹14,000)	₹4,34,000	2 Years (Min ₹5 LPA)	VERY STRICT
🇺🇸United States (B1/B2)	$178 / Day (~₹16,000)	₹5,25,000	3 Years (Min ₹6 LPA)	VERY STRICT
🇯🇵Japan	¥89 / Day (~₹8,000)	₹2,80,000	1 Years (Min ₹4 LPA)	STRICT
🇦🇪United Arab Emirates (Dubai)	AED67 / Day (~₹6,000)	₹1,91,800	Not Mandatory / e-Visa	FLEXIBLE
🇹🇭Thailand / Vietnam	฿50 / Day (~₹4,500)	₹1,47,000	Not Mandatory / e-Visa	FLEXIBLE